Splitwise vs Wisely

Don't get trapped in a subscription for basic features. See how the world's most modern finance app stacks up against the legacy leader.

CapabilityWiselySplitwise
No Ads Ever
Unlimited Groups
Private Ledger
Offline Sync
Limited
Modern AI Analyst
Multi-Currency
Paid

Built for Privacy.

Wisely doesn't sell your transaction data to advertisers. We use bank-grade security to ensure your personal and shared vaults remain entirely your own.

Built for Speed.

Our PWA-first architecture means the app loads instantly, works on a plane, and never requires a slow update from the App Store.